✅No monthly fees, keeping your costs down.
✅Unlimited extra repayments, giving you the flexibility to pay off your loan early.
✅Fixed and variable rate options, catering to different financial strategies.
✅Redraw facility available, providing access to extra repayments when needed.
Why Does the Utua Team Recommend this Loan?
The Utua Team recommends the Credit Union SA Personal Loan for its exceptional flexibility and value. The choice between fixed and variable rates allows you to tailor the loan to your personal needs, whether you prefer the certainty of fixed repayments or the potential savings of a variable rate. The absence of monthly fees and penalties for early payout further enhances its appeal, making it a versatile and cost-effective option for borrowers. This loan is ideal for those seeking a straightforward, hassle-free borrowing experience.
Writer’s Opinion
For a $25,000 loan over a 5-year term with an interest rate of 8.99% p.a., your estimated monthly repayments would be about $520. Over the duration of the loan, you would pay approximately $31,200 in total, including $6,200 in interest. The ability to make unlimited extra repayments without fees means that if you have extra funds, you can reduce the total interest paid by paying off the loan faster. This makes the Credit Union SA Personal Loan a flexible and financially savvy option.
I Want to Learn More About the Loan
Curious to find out more about the Credit Union SA Personal Loan? Click the button below to get all the details you need. Learn about the loan’s features, repayment options, and how you can apply to take control of your finances.