Who can apply for Nimble Loan?
☑️ At least 18 years old
☑️ Australian citizen or permanent resident
☑️ Regular income source (not solely from Centrelink)
☑️ Active bank account for fund transfers
Required documents for Nimble Loan application
📄 Valid photo identification (driver’s license or passport)
📄 Recent payslips or income proof
📄 Bank statements from the last 90 days
Approval is based on meeting these criteria. Additional documents may be required.
How to apply for Nimble Loan
Applying for a Nimble Loan is straightforward and entirely online. Simply visit the Nimble website, fill out the application form with your details, and select your loan amount and repayment period.
Once submitted, Nimble quickly reviews your application using secure technology. Most applicants receive an approval decision within minutes. If approved before 4:30 PM AEST on a banking day, funds are transferred within 60 minutes directly to your bank account.
To improve approval chances, ensure accurate details and proof of regular income. If denied, you may reapply after a waiting period.
How to repay your Nimble Loan
Nimble offers flexible repayment options, allowing borrowers to choose between weekly, fortnightly, or monthly payments. Payments are debited automatically from your registered bank account.
Aligning payments with your salary schedule helps avoid missed due dates and late fees. Borrowers can also track loan progress and due dates via the Nimble Member Area for better financial management.
Fees and costs
The fees and costs for Nimble Loan depend on the loan amount and repayment term. Loan amounts range from $500 to $5,000, with repayment terms varying between 13 and 39 weeks. A one-time establishment fee of 20% applies to the borrowed amount, along with a 4% monthly fee on the outstanding balance.
For example, a $1,000 loan over 26 weeks includes a $200 establishment fee and $120 in monthly fees, resulting in a total repayment of $1,320. Since Nimble does not charge early repayment fees, paying off the loan ahead of schedule can significantly reduce the overall cost.
Smart budgeting tip
Effectively managing your Nimble Loan repayment can help you stay in control of your finances. Making additional payments whenever possible reduces interest costs and shortens the repayment period.
Using the Nimble Member Area to track upcoming payments ensures you avoid missed deadlines and late fees. Setting up automatic transfers aligned with your income schedule helps maintain financial stability and prevents payment delays.
Get your approved fast!
Click the button below to start your Nimble Loan application today. Get a fast decision and access your funds quickly!