Who Can Refinance with UBank?
UBank’s refinancing option is available to Australian and New Zealand citizens, as well as permanent residents of Australia, who are at least 18 years old. Applicants must be employed on a permanent, casual, or contract basis; self-employed individuals are not eligible. Both individual applicants and those applying jointly with a spouse or de facto partner living in the same household can qualify. A good credit rating is required, and all applicants must be listed on the property title.
Required Documentation
To refinance with UBank, you’ll need to provide several key documents. This includes proof of identity, such as a driver’s license or passport, and evidence of income, such as recent pay slips or bank statements. Additionally, you will need details about your existing mortgage and property title. Having these documents prepared in advance will expedite the application process and increase the likelihood of approval.
Tip for You
When considering refinancing with UBank, it’s essential to use their savings calculator to estimate potential savings. Evaluate how lower interest rates and flexible repayment options could impact your overall mortgage costs. Be sure to review all loan terms and conditions, including any fees associated with the refinancing process. Thoroughly understanding these details will help you make informed decisions and optimize your financial benefits.
I Want to Apply for UBank Refinancing
Ready to start the refinancing process? Applying with UBank is simple and efficient. Complete the online application or speak with a lending specialist to get started. Once approved, you can quickly review and accept your loan offer online. Click the button below to initiate your refinancing application and take the next step towards financial savings and mortgage flexibility with UBank.