✅ Earn 2 ANZ Reward Points per $1 spent (up to $5,000 per statement period)
✅ Receive 180,000 extra ANZ Reward Points upon meeting eligibility criteria
✅ Get $150 back when you spend $3,000 in the first 3 months
✅ Complimentary travel insurance and rental vehicle excess cover
Why Our Team Recommends the ANZ Rewards Black Credit Card
The ANZ Rewards Black Credit Card is an excellent choice for high spenders looking to maximize their rewards. With one of the highest earn rates in the ANZ Rewards program, this card helps you accumulate points faster for flights, merchandise, or cashback.
The generous 180,000 bonus points offer is a great incentive, especially when paired with the $150 cashback. Additionally, the complimentary travel insurance makes it an attractive option for frequent travelers. While the $375 annual fee is on the higher side, the perks and rewards can easily outweigh the cost for those who take full advantage of the benefits.
Author’s Opinion
The ANZ Rewards Black is a powerful credit card for those who want premium rewards and benefits. While the higher annual fee and interest rate (20.99% p.a.) may not suit everyone, it’s a fantastic option if you plan to pay off your balance in full each month.
Compared to other ANZ credit cards, this one offers superior rewards but requires careful spending to avoid high interest costs. If you travel often or spend significantly on your card, the additional benefits, including travel insurance and bonus points, make this card a compelling choice. However, if you’re looking for a lower-cost alternative, the ANZ Low Rate Card might be a better fit.
Want to Learn More About the Card?
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